Disability

Protect your most valuable asset – your income.
Disability income insurance can help you meet expenses and maintain your standard of living if you’re unable to work due to a sickness or injury. It can help you pay bills like your mortgage, car payments and tuition, and help cover expenses for food, utilities and clothing. By replacing a portion of your income, disability income insurance can help assist with financial security until you get back on your feet and return to work.

Improve your understanding of disability insurance and how it can help protect your income by using the tools below.

Disability Insurance Basics – What is it? Why do you need it?
Disability Calculator – Find out how much protection you need
Disability Quiz – Test your knowledge with help from Snoopy.
Real-Life Stories
From the Council for Disability Awareness at disabilitycanhappen.org

Disabilities can happen – Jerry had it all by the age of 37. She had a successful career in the financial field, wonderful twin daughters, and big dreams for the future. She never dreamt that a disability would change her life forever.

Interested in Disability Protection?

Find out about enrolling through your employer by speaking with your benefits representative. If your employer doesn’t offer disability insurance or you would like to purchase additional insurance, please contact an All Quotes Insurance Agent.

Like most disability income insurance policies, All Quotes Insurance policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your representative about costs and complete details. For policies issued in New York: These policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these policies is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.

What is Long Term Care Insurance?

Don't let long-term care expenses deplete your family's savings. A long-term health care insurance policy helps pay for the care you need when you can no longer care for yourself. It may protect your family's financial future and your own investments and savings.